@article{, recid = {1376958}, title = {Ending debt traps in the payday and small dollar credit industry : hearing before the Subcommittee on Consumer Protection and Financial Institutions of the Committee on Financial Services, U.S. House of Representatives, One Hundred Sixteenth Congress, first session, April 30, 2019.}, number = {Serial no. 116-20 (United States. Congress. House. Committee on Financial Services)}, pages = {v, 133 pages :}, note = {"Serial no. 116-20."}, url = {http://library.usi.edu/record/1376958}, }