@article{,
      note = {"Serial no. 116-23."},
      url = {http://library.usi.edu/record/1376960},
      title = {A review of the state of and barriers to minority  homeownership : hearing before the Subcommittee on Housing,  Community Development, and Insurance of the Committee On  Financial Services, U.S. House of Representatives, One  Hundred Sixteenth Congress, first session, May  8, 2019.},
      number = {Serial no. 116-23 (United States. Congress. House.  Committee On Financial Services)},
      recid = {1376960},
      pages = {v, 318 pages :},
}