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001385987 24500 $$aBanking the world :$$bempirical foundations of financial inclusion /$$cedited by Robert Cull, Asli Demirgüç-Kunt, and Jonathan Morduch.
001385987 264_1 $$aCambridge, Mass. :$$bMIT Press,$$c[2013]
001385987 264_4 $$c©2013
001385987 300__ $$a1 online resource (vi, 511 pages)
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001385987 337__ $$acomputer$$bc$$2rdamedia
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001385987 506__ $$aAccess limited to authorized users.
001385987 5208_ $$aAbout 2.5 billion adults, just over half the world's adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast "unbanked" population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context. In Banking the World, experts take up these topics, reporting on new research that will guide both policy makers and scholars in a broader push to extend financial markets. The contributors consider such topics as the complexity of surveying people about their use of financial services; evidence of the impact of financial services on income; the occasional negative effects of financial services on poor households, including disincentives to work and overindebtedness; and tools for improving access such as nontraditional credit scores, financial incentives for banking, and identification technologies that can dramatically reduce loan default rates.
001385987 588__ $$aOCLC-licensed vendor bibliographic record.
001385987 650_0 $$aFinance$$zDeveloping countries.
001385987 650_0 $$aBanks and banking$$zDeveloping countries.
001385987 650_0 $$aFinancial institutions$$zDeveloping countries.
001385987 653__ $$aECONOMICS/Trade & Development
001385987 653__ $$aECONOMICS/Finance
001385987 655_0 $$aElectronic books
001385987 7001_ $$aCull, Robert J.,$$eeditor.
001385987 7001_ $$aDemirgüç-Kunt, Aslı,$$d1961-$$eeditor.
001385987 7001_ $$aMorduch, Jonathan,$$eeditor.
001385987 852__ $$bebk
001385987 85640 $$3MIT Press$$uhttps://univsouthin.idm.oclc.org/login?url=https://doi.org/10.7551/mitpress/9517.001.0001?locatt=mode:legacy$$zOnline Access through The MIT Press Direct
001385987 85642 $$3OCLC metadata license agreement$$uhttp://www.oclc.org/content/dam/oclc/forms/terms/vbrl-201703.pdf
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001385987 980__ $$aBIB
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001385987 983__ $$aOnline