@article{,
      note = {"Serial no. 115-75."},
      url = {http://library.usi.edu/record/1388915},
      title = {Examining de-risking and its effect on access to financial  services : hearing before the Subcommittee on FInancial  Institutions and Consumer Credit of the Committee on  Financial Services, U.S. House of Representatives, One  Hundred Fifteenth Congress, second session, February 15,  2018.},
      number = {Serial no. 115-75 (United States. Congress. House.  Committee on Financial Services)},
      recid = {1388915},
      pages = {v, 114 pages :},
}