MicroFinTech [electronic resource] : expanding financial inclusion with cost-cutting innovation / Roberto Moro-Visconti.

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MicroFinTech [electronic resource] : expanding financial inclusion with cost-cutting innovation / Roberto Moro-Visconti.

9783030803940 (electronic bk.)
3030803945 (electronic bk.)
3030803937
9783030803933

Cham, Switzerland : Palgrave Macmillan, 2021.

English

1 online resource.

10.1007/978-3-030-80394-0 doi

HG178.3

332

Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to MicroFinTech -- FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.

Includes bibliographical references and index.

Access limited to authorized users.

Description based on print version record.

Palgrave studies in financial services technology series.

Print version: 9783030803940
Print version: 9783030803933
MICROFINTECH.

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