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Title
Financial inclusion schemes in India / Firdous Ahmad Malik, D. K. Yadav.
ISBN
9789811913167 (electronic bk.)
9811913161 (electronic bk.)
9811913153
9789811913150
Published
Singapore : Springer, 2022.
Language
English
Description
1 online resource : illustrations (black and white, and color).
Other Standard Identifiers
10.1007/978-981-19-1316-7 doi
Call Number
HG176.63.I4
Dewey Decimal Classification
332.10862420954
Summary
The exclusion of the destitute population from the formal financial system is a long-standing problem in India. This book examines the performance of financial inclusion policies in India to understand their impact on two urban vulnerable groups, Slum Dwellers and Beggars. This study includes analysis at the national level, the variables of the financial inclusion index like Penetration, Availability, and Usage from 2006 to 2020 from the world bank data set. Similarly, the authors examine five policies on financial inclusion by conducting a primary level survey on two urban capital cities of Lucknow and Kolkata, using a well-structured questionnaire for data collection. The authors uses two sampling techniques: simple random in the case of beggars, and stratified random in the case of slum dwellers. This book highlights the difference between financial access and non-access of household respondents in capturing the impacts of financial inclusion schemes on their socio-economic condition and financial behavior. The findings indicate that access to these schemes is extremely limited for the underprivileged population, such as beggars and slum dwellers. The analysis has shown that claims made by the government are not based on real-life occurrences. This book demonstrates that these programs have a negligible effect on life-deprived people. This book will be of interest to academia, policymakers, and society at large.
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Source of Description
Description based on print version record.
Chapter 1: Introduction
Chapter 2: Financial Theories and Their Relevance in Financial Inclusion
Chapter 3: Impact of Recent Financial Inclusion Schemes on Status of Financial inclusion in India: Secondary Data Analysis
Chapter 4 Socio-Economic Conditions and Pattern of Access and Non-Access in Recent Financial Inclusion Schemes of the Poorest of Poor
Chapter 5: Financial Inclusion Schemes and Changing Socio Economic Status of Poorest of The Poor
Chapter 6: Impact of Recent Financial Inclusion Schemes on Economic and Financial Behaviour of Poorest of the Poor
Chapter 7 Conclusions, Findings and Recommendation
Bibliography
Appendixes.
