Covid-19 and insurance / María Luisa Muñoz Paredes, Anna Tarasiuk, editors.
Muñoz Paredes, María Luisa, editor.; Tarasiuk, Anna, editor.
2023
K1241
Available Online

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Title Covid-19 and insurance / María Luisa Muñoz Paredes, Anna Tarasiuk, editors.
ISBN 9783031137532 (electronic bk.)
3031137531 (electronic bk.)
9783031137525
3031137523
DOI https://doi.org/10.1007/978-3-031-13753-2
Published Cham : Springer, [2023]
Copyright ©2023
Language English
Description 1 online resource (xiii, 343 pages) : illustrations.
Item Number 10.1007/978-3-031-13753-2 doi
Call Number K1241
Dewey Decimal Classification 346/.086
Summary This book offers a novel study on the impact of the Covid-19 pandemic on insurance from an international and comparative perspective. It assesses how insurance has to adapt to a new landscape, the effects of which will last over time and cut across all areas of the field. To avoid physical contact, digitalisation has accelerated dramatically, affecting insurance in all its phases: risk selection, underwriting, pricing and claims settlement. However, the effects of the Covid-19 pandemic go far beyond that. The extent to which a claim caused directly or indirectly by the virus is or is not covered by a given policy has been the subject of debate in many insurance branches. The most litigated cases worldwide are those that concern damages resulting from business interruption due to restrictions enforced by the authorities in virtually every country. This book analyses the rulings (for and against the insured) that have already been handed down by courts in various jurisdictions (for example in the US, Latin America, Spain and Germany), in order to provide guidance to the parties in future lawsuits and also to guide the courts own responses. This analysis extends to the measures that governments have taken in relation to insurance during the pandemic, as well as the changes that insurers have introduced in their general conditions to exclude coverage for the pandemic. This response is unsatisfactory, as the big question is how pandemic-related risks can be covered if private insurers simply refuse to do so. Solutions based on risk sharing with public entities or the use of contractual modalities such as parametric insurance are among those outlined by the authors. The book was written by experts from academia and lawyers specialising in this field, and written for all those interested in the field of insurance: lawyers, judges, academics and legal professionals.
Access Note Access limited to authorized users.
Digital File Characteristics text file PDF
Source of Description Online resource; title from PDF title page (SpringerLink, viewed January 24, 2023).
Added Author Muñoz Paredes, María Luisa, editor.
Tarasiuk, Anna, editor.
Series AIDA Europe research series on insurance law and regulation ; v. 7.
Available in Other Form Print version: 9783031137525
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