001455013 000__ 06279cam\a2200541\i\4500 001455013 001__ 1455013 001455013 003__ OCoLC 001455013 005__ 20230314003238.0 001455013 006__ m\\\\\o\\d\\\\\\\\ 001455013 007__ cr\cn\nnnunnun 001455013 008__ 230302s2023\\\\sz\a\\\\o\\\\\001\0\eng\d 001455013 019__ $$a1371474693 001455013 020__ $$a9783031230691$$q(electronic bk.) 001455013 020__ $$a3031230698$$q(electronic bk.) 001455013 020__ $$z9783031230684 001455013 020__ $$z303123068X 001455013 0247_ $$a10.1007/978-3-031-23069-1$$2doi 001455013 035__ $$aSP(OCoLC)1371486601 001455013 040__ $$aGW5XE$$beng$$erda$$epn$$cGW5XE$$dYDX$$dN$T 001455013 049__ $$aISEA 001455013 050_4 $$aHG176.7 001455013 08204 $$a332.10285$$223/eng/20230302 001455013 24504 $$aThe fintech disruption :$$bhow financial innovation is transforming the banking industry /$$cThomas Walker, Elaheh Nikbakht, Maher Kooli, editors. 001455013 264_1 $$aCham, Switzerland :$$bPalgrave Macmillan,$$c2023. 001455013 300__ $$a1 online resource (336 pages) :$$billustrations (black and white, and color). 001455013 336__ $$atext$$btxt$$2rdacontent 001455013 337__ $$acomputer$$bc$$2rdamedia 001455013 338__ $$aonline resource$$bcr$$2rdacarrier 001455013 4901_ $$aPalgrave studies in financial services technology 001455013 500__ $$aIncludes index. 001455013 5050_ $$aINTRODUCTION -- Chapter 1 Fintech and Banking: An Overview. SECTION I: FINANCIAL TECHNOLOGIES AND THEIR EFFECTS ON THE BANKING INDUSTRY -- Chapter 2 Centralized and Decentralized Finance: Coexistence or Convergence? -- Chapter 3 Fintech and the Digital Transformation of the Banking Landscape -- Chapter 4 Shifting paradigms in banking: How new service concepts and formats enhance the value of financial services -- Chapter 5 Competitors and Partners at the Same Time: On the Role of Fintech Companies in the Latvian Financial Market -- Chapter 6 Non-Fungible Tokens -- SECTION II: CHALLENGES, OPPORTUNITIES, AND REGULATIONS REGARDING FINTECH IN THE BANKING INDUSTRY -- Chapter 7 Open Banking: Opportunities and Risks -- Chapter 8 The Rise of Financial Services Ecosystems: Towards Open Banking Platforms -- Chapter 9 The Crypto-assets Market in the United Kingdom: Regulatory and Legal Challenges -- Chapter 10 A Preliminary Comparison of Two Ecosystems: Fintech Opportunities and Challenges for Financial Inclusion -- Chapter 11 Investigating Variables that Increase the Desire and Loyalty to Utilize Fintech After the COVID-19 Lockdown: A New Normal Habit -- SECTION III: EVIDENCE FROM AROUND THE WORLD -- Chapter 12 Fintech and Financial Inclusion in Developing Countries -- Chapter 13 The Cash Holdings of Fintechs and SMEs: Evidence from OECD Countries -- Chapter 14 Fintech Companies in Brazil: Assessing Their Effects on Competition in the Brazilian Financial System from 2018 to 2020. 001455013 506__ $$aAccess limited to authorized users. 001455013 520__ $$aThis book provides both practice-oriented and academic insights into the disruptive power of fintech for the banking industry. It explores (1) whether and how the banking industry can use newly emerging technologies in the financial sphere to its advantage while managing any associated risks, (2) how these technologies affect traditional banking service formats as well as the pricing of these services, and (3) whether the emergence of fintech in the banking industry calls for a rethinking of existing banking regulations such as the Basel Accords as well as country-specific regulations. Prior publications in this area typically examine both current applications of fintech in the banking industry, as well as its future prospects, by analyzing actual cases or exploring the impact of a single emerging technology on the banking industry. They often ignore the interdependence between emerging technologies and overlook the connection between fintech as a whole and the future of the banking industry. This book addresses this gap by providing a comprehensive overview of various fintech applications and by analyzing what they mean for the future of banking. Given the potentially disruptive power of fintech, the book will focus on the challenges banking supervisors are likely to encounter as a result of fintechs continual ascent. It will thus encourage readers to think about and explore how to find a balance between the beneficial aspects of fintech and the challenges it creates in terms of supervision, regulation, and risk management. Thomas Walker is Professor of Finance and Concordia University Research Chair in Emerging Risk Management at Concordia University, Montreal, Canada. Prior to academia, he worked for several years in the German consulting and industrial sector at Mercedes Benz, Utility Consultants International, Lahmeyer International, Telenet, and KPMG Peat Marwick. Elaheh Nikbakht currently serves as Data Management and Reporting Administrator in the Entity Services Department of Maples Group. In addition, she works as a Research Assistant for the Emerging Risks Information Centre and the Department of Finance at Concordia University. She holds an MBA and an MSc in Finance from Concordia University. Maher Kooli is a Full Professor of Finance at the School of Management (ESG), Universit du Qubec Montral (UQAM) and head of the Finance Department. He is the Caisse de Depot et Placement de Qubec (CDPQ) research chair-holder in portfolio management, founder of the trading room at ESG UQAM, and Autorite des marches financiers (AMF) and Finance Montreal research co-chair-holder in fintech at ESG UQAM. 001455013 588__ $$aDescription based on print version record. 001455013 650_0 $$aFinancial services industry$$xData processing. 001455013 650_0 $$aFinancial services industry$$xTechnological innovations. 001455013 655_0 $$aElectronic books. 001455013 7001_ $$aWalker, Thomas$$q(Thomas J.),$$eeditor.$$1https://isni.org/isni/0000000382671651 001455013 7001_ $$aNikbakht, Elaheh,$$eeditor. 001455013 7001_ $$aKooli, Maher,$$eeditor.$$1https://isni.org/isni/000000011595901X 001455013 77608 $$iPrint version:$$tFintech disruption.$$dBasingstoke : Palgrave Macmillan, 2023$$z9783031230684$$w(OCoLC)1368269893 001455013 830_0 $$aPalgrave studies in financial services technology series. 001455013 852__ $$bebk 001455013 85640 $$3Springer Nature$$uhttps://univsouthin.idm.oclc.org/login?url=https://link.springer.com/10.1007/978-3-031-23069-1$$zOnline Access$$91397441.1 001455013 909CO $$ooai:library.usi.edu:1455013$$pGLOBAL_SET 001455013 980__ $$aBIB 001455013 980__ $$aEBOOK 001455013 982__ $$aEbook 001455013 983__ $$aOnline 001455013 994__ $$a92$$bISE