TY - GEN AB - This book discusses the transformation of the banking industry, particularly after a number of recent shocks: 2008 financial crisis, 2012 Euro-sovereign crisis, the pandemic COVID-19 crisis, the technological revolution, and reputational problems in banking due to climate risk and ESG (Environmental, Social and Governance) metrics. The book emphasizes two post-pandemic issues: the role of financial education and inclusive finance, and responsible banking and ESG priorities. Individual chapters analyse how the pandemic shed new light on social and governance responsibilities: Major issues include the importance and efficiency of financial education, and the impact of ESG programs on firms value, banks probability of default, bank business models and reputation risk. The book also addresses investors behaviour and the factors which may bias financial disclosure and reporting. By addressing whether the post-2008 crisis bank restructuring has effectively created a resilient and sustainable banking system mostly from the European markets perspective the book will be of interest to researchers, academics, policy makers, and professionals of banking and financial institutions. Paul Wachtel is Professor Emeritus of Economics at the Stern School of Business, New York University. His research has been published in numerous journals, focusing on monetary policy, central banking and financial sector development. He was the co-editor of Comparative Economic Studies and is an Associate Editor of the Journal of Banking and Finance. Giovanni Ferri is Professor of Economics at the Department of Law, Economics, Political Sciences and Modern Languages at LUMSA University. He also co-founded and chairs the master in management of SDGs and the Center for Relationship Banking & Economics, which fosters research for a better understanding of relational goods to promote societys wellbeing. Ewa Miklaszewska is Professor of Economics at Cracow University of Economics, Poland, where she chairs the Department of Banking and Global Financial System, alongside being a guest lecturer at the Institute of Economics, Finance and Management of the Jagiellonian University. She is also a committee member of the European Association of University Teachers in Banking and Finance (The Wolpertinger Club). AU - Wachtel, Paul, AU - Ferri, Giovanni, AU - Miklaszewska, Ewa, CN - HG1505 CY - Cham, Switzerland : DA - 2023. DO - 10.1007/978-3-031-24876-4 DO - doi ID - 1461655 KW - Banks and banking. KW - Financial services industry. KW - Financial crises. LK - https://univsouthin.idm.oclc.org/login?url=https://link.springer.com/10.1007/978-3-031-24876-4 N1 - Includes index. N1 - 6.3 Data and Method N2 - This book discusses the transformation of the banking industry, particularly after a number of recent shocks: 2008 financial crisis, 2012 Euro-sovereign crisis, the pandemic COVID-19 crisis, the technological revolution, and reputational problems in banking due to climate risk and ESG (Environmental, Social and Governance) metrics. The book emphasizes two post-pandemic issues: the role of financial education and inclusive finance, and responsible banking and ESG priorities. Individual chapters analyse how the pandemic shed new light on social and governance responsibilities: Major issues include the importance and efficiency of financial education, and the impact of ESG programs on firms value, banks probability of default, bank business models and reputation risk. The book also addresses investors behaviour and the factors which may bias financial disclosure and reporting. By addressing whether the post-2008 crisis bank restructuring has effectively created a resilient and sustainable banking system mostly from the European markets perspective the book will be of interest to researchers, academics, policy makers, and professionals of banking and financial institutions. Paul Wachtel is Professor Emeritus of Economics at the Stern School of Business, New York University. His research has been published in numerous journals, focusing on monetary policy, central banking and financial sector development. He was the co-editor of Comparative Economic Studies and is an Associate Editor of the Journal of Banking and Finance. Giovanni Ferri is Professor of Economics at the Department of Law, Economics, Political Sciences and Modern Languages at LUMSA University. He also co-founded and chairs the master in management of SDGs and the Center for Relationship Banking & Economics, which fosters research for a better understanding of relational goods to promote societys wellbeing. Ewa Miklaszewska is Professor of Economics at Cracow University of Economics, Poland, where she chairs the Department of Banking and Global Financial System, alongside being a guest lecturer at the Institute of Economics, Finance and Management of the Jagiellonian University. She is also a committee member of the European Association of University Teachers in Banking and Finance (The Wolpertinger Club). PB - Palgrave Macmillan, PP - Cham, Switzerland : PY - 2023. SN - 3031248767 SN - 9783031248764 T1 - Creating value and improving financial performance:inclusive finance and the ESG premium / TI - Creating value and improving financial performance:inclusive finance and the ESG premium / UR - https://univsouthin.idm.oclc.org/login?url=https://link.springer.com/10.1007/978-3-031-24876-4 ER -