@article{,
      note = {Distributed to some depository libraries in microfiche.},
      url = {http://library.usi.edu/record/187269},
      title = {Banking services in low- and moderate-income communities :  a two-tiered financial services system? : hearing before  the Subcommittee on Consumer Credit and Insurance of the  Committee on Banking, Finance, and Urban Affairs,   House  of Representatives, One Hundred Third Congress, second  session, April 28, 1994.},
      publisher = {U.S. G.P.O. :},
      number = {Serial no. 103-136 (United States. Congress. House.  Committee on  Banking, Finance, and Urban Affairs)},
      recid = {187269},
      pages = {iii, 174 p. :},
      address = {Washington :},
      year = {1995},
}