@article{,
      recid = {187303},
      title = {Ways of increasing access of low- and moderate-income  Americans to  financial services : joint hearing before the  Subcommittee on Financial      Institutions Supervision,  Regulation, and Deposit Insurance and the              Subcommittee on Consumer Credit and Insurance of the  Committee on Banking,      Finance, and Urban Affairs,  House of Representatives, One Hundred Third          Congress, second session, August 11, 1994.},
      publisher = {U.S. G.P.O. :},
      address = {Washington :},
      number = {Serial no. 103-161 (United States. Congress. House.  Committee on  Banking, Finance, and Urban Affairs)},
      pages = {iii, 251 p. ;},
      year = {1994},
      note = {Distributed to some depository libraries in microfiche.},
      url = {http://library.usi.edu/record/187303},
}