@article{221051,
      recid = {221051},
      title = {The joint report from HUD and the Federal Reserve  regarding RESPA-TILA reform : joint hearing before the  Subcommittee on Financial Institutions and Regulatory  Relief and the Subcommittee on Housing Opportunity and  Community Development of the Committee on Banking, Housing,  and Urban Affairs, United States Senate, One Hundred Fifth  Congress, second session ... July 17, 1998.},
      publisher = {U.S. G.P.O. :},
      address = {Washington :},
      pages = {iii, 193 p. ;},
      year = {1999},
      note = {Distributed to some depository libraries in microfiche.},
      url = {http://library.usi.edu/record/221051},
}