@article{,
      recid = {259289},
      title = {Is the payroll industry at risk due to ACH system used for  direct deposit? : hearing before the Subcommittee on Tax,  Finance, and Exports of the Committee on Small Business,  House of Representatives, One Hundred Seventh Congress,  second session, Washington, DC, April 9, 2002.},
      publisher = {U.S. G.P.O. :},
      address = {Washington :},
      number = {Serial no. 107-52 (United States. Congress. House.  Committee on Small Business)},
      pages = {iii, 95 p. ;},
      year = {2002},
      note = {Distributed to some depository libraries in microfiche.},
      url = {http://library.usi.edu/record/259289},
}