Terrorist risk insurance : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Seventh Congress, first session on how the insurance industry should respond to risks posed by potential terrorist attacks and the extent to which the government should play a role alongside the industry to address these risks, in light with the September 11, 2001, and how these decisions will effect insurance coverage and premiums on property and casualty reinsurance contracts as they come up for renewal, October 24 and 25, 2001.