@article{552-070-30327-8,
      note = {Shipping list no.: 2004-0007-P.},
      url = {http://library.usi.edu/record/278345},
      title = {Rating the rating agencies : the state of transparency and  competition : hearing before the Subcommittee on Capital  Markets, Insurance, and Government Sponsored Enterprises of  the Committee on Financial Services, U.S. House of  Representatives, One Hundred Eighth Congress, first  session, April 2, 2003.},
      publisher = {U.S. G.P.O. :},
      number = {552-070-30327-8. Serial no. 108-18 (United States.  Congress. House. Committee on Financial Services)},
      recid = {278345},
      pages = {v, 230 p. :},
      address = {Washington :},
      year = {2003},
}