@article{552-070-30898-9,
      note = {Distributed to some depository libraries in microfiche.},
      url = {http://library.usi.edu/record/282023},
      title = {Consolidation loans : what's best for past borrowers,  future students, & U.S. taxpayers? : hearing before the  Subcommittee on 21st Century Competitiveness of the  Committee on Education and the Workforce, U.S. House of  Representatives, One Hundred Eighth Congress, first  session, July 22, 2003.},
      publisher = {U.S. G.P.O. :},
      number = {552-070-30898-9. Serial no. 108-28 (United States.  Congress. House. Committee on Education and the Workforce)},
      recid = {282023},
      pages = {iii, 80 p. :},
      address = {Washington :},
      year = {2004},
}