@article{,
      note = {"Printed for the use of the Committee on Small Business."},
      url = {http://library.usi.edu/record/288279},
      title = {Real Estate Settlement Procedure Act regulations : working  behind closed doors to hurt small businesses and consumers  : hearing before the Committee on Small Business, House of  Representatives, One Hundred Eighth Congress, second  session, Washington, DC, January 6, 2004.},
      publisher = {U.S. G.P.O. :},
      number = {Serial no. 108-48 (United States. Congress. House.  Committee on Small Business)},
      recid = {288279},
      pages = {iii, 103 p. ;},
      address = {Washington :},
      year = {2003},
}