@article{,
      recid = {291649},
      title = {Cutting through the red tape : regulatory relief for  America's community based banks : hearing before the  Subcommittee on Financial Institutions and Consumer Credit  of the Committee on Financial Services, U.S. House of  Representatives, One Hundred Eighth Congress, second  session, May 12, 2004.},
      publisher = {U.S. G.P.O. :},
      address = {Washington :},
      number = {Serial no. 108-85 (United States. Congress. House.  Committee on Financial Services)},
      pages = {v, 218 p. :},
      year = {2004},
      note = {"Printed for the use of the Committee on Financial  Services."},
      url = {http://library.usi.edu/record/291649},
}