Household finance and the financial decision-making process / Sumit Agarwal and Brent W. Ambrose
Recent developments in the credit card market and the financial obligations ratio / Kathleen W. Johnson
Whither consumer credit counseling / Robert M. Hunt
Consumption, debt, and portfolio choice : testing the effects of bankruptcy law / Andreas Lehnert and Dean Maki
Collateral and sorting : an empirical investigation of the market for HELOCs / Shubhasis Dey and Lucia Dunn
Asymmetric information and the automobile loan market / Sumit Agarwal, Brent W. Ambrose, and Souphala Chomsisengphet
Introductory credit card offers and balance switching behavior of cardholders / Tufan Ekici, Lucia Dunn, and Tae Hyung Kim
An exploration of usage of personal credit cards by small businesses / Grace Kim
Debit cards : the new, old way to pay / Marc Anthony Fusaro
Linkages between consumer payments and credit / Sujit Chakravorti
Payday lending : evolution, issues, and evidence / Katherine A. Samolyk
Do renters miss the boat? Homeownership, renting, and wealth accumulation / C. Tsuriel Somerville ... [et al.]
Choosing between fixed- and adjustable-rate mortgages / Monica Paiella and Alberto Franco Pozzolo
Interest rates in the sub-prime mortgage market / Souphala Chomsisengphet and Anthony Pennington-Cross
Default and prepayment risk in residential mortgage loans : a review and synthesis / Michael LaCour-Little
Statistical analysis and modeling for fair lending and compliance : the OCC's perspective / Mark Pocock, Irene Fang, and Jason Dietrich.