@article{353871,
      author = {Bogardus, John A. and Moore, Robert H.},
      url = {http://library.usi.edu/record/353871},
      title = {Spreading the risks : insuring the American experience /},
      publisher = {Posterity Press,},
      recid = {353871},
      pages = {xxi, 408 p. :},
      address = {Chevy Chase, Md. :},
      year = {2003},
}