@article{378778,
      author = {Baker, Tom, and Simon, Jonathan,},
      url = {http://library.usi.edu/record/378778},
      title = {Embracing risk: the changing culture of insurance and  responsibility /},
      publisher = {University of Chicago Press,},
      recid = {378778},
      pages = {ix, 318 p. :},
      address = {Chicago :},
      year = {2002},
}