@article{381635,
      note = {"June 2006."},
      author = {Klyuev, Vladimir. and Mills, Paul S.},
      url = {http://library.usi.edu/record/381635},
      title = {Is housing wealth an "ATM"?: the relationship between  household wealth, home equity withdrawal, and saving rates  /},
      publisher = {International Monetary Fund, Western Hemisphere Dept. and  International Capital Markets Dept.,},
      recid = {381635},
      pages = {25 p. :},
      address = {[Washington, D.C.] :},
      year = {2006},
}