@article{386655,
      recid = {386655},
      author = {Huizinga, Harry. and Laeven, Luc.},
      title = {Accounting discretion of banks during a financial crisis/},
      publisher = {International Monetary Fund,},
      address = {[Washington, D.C.] :},
      pages = {41 p. :},
      year = {2009},
      url = {http://library.usi.edu/record/386655},
}