000395790 000__ 02937nam\a2200505\a\4500 000395790 001__ 395790 000395790 003__ MiAaPQ 000395790 005__ 20211102003535.0 000395790 006__ m\\\\\o\\d\\\\\\\\ 000395790 007__ cr\cn\nnnunnun 000395790 008__ 080902s2008\\\\maua\\\\ob\\\\001\0\eng\d 000395790 010__ $$z 2008038068 000395790 020__ $$z9780815774136 (pbk. : alk. paper) 000395790 020__ $$z0815774133 (pbk. : alk. paper) 000395790 035__ $$a(MiAaPQ)EBC472679 000395790 035__ $$a(Au-PeEL)EBL472679 000395790 035__ $$a(CaPaEBR)ebr10338441 000395790 035__ $$a(CaONFJC)MIL213122 000395790 035__ $$a(OCoLC)430491065 000395790 040__ $$aMiAaPQ$$cMiAaPQ$$dMiAaPQ 000395790 043__ $$an-us--- 000395790 050_4 $$aHG3756.U54$$bB67 2008 000395790 08204 $$a332.70973$$222 000395790 24500 $$aBorrowing to live:$$bconsumer and mortgage credit revisited /$$cNicolas P. Retsinas, Eric S. Belsky, editors. 000395790 260__ $$aCambridge, Mass. :$$bJoint Center for Housing Studies, Harvard University ;$$aWashington, D.C. :$$bBrookings Institution Press,$$cc2008. 000395790 300__ $$ax, 289 p. :$$bill. 000395790 336__ $$atext$$2rdacontent 000395790 337__ $$acomputer$$2rdamedia 000395790 338__ $$aonline resource$$2rdacarrier 000395790 4901_ $$aJames A. Johnson metro series 000395790 504__ $$aIncludes bibliographical references and index. 000395790 5050_ $$aIntroduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson. 000395790 506__ $$aAccess limited to authorized users. 000395790 520__ $$a"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher. 000395790 650_0 $$aConsumer credit$$zUnited States. 000395790 650_0 $$aMortgage loans$$zUnited States. 000395790 655_0 $$aElectronic books 000395790 7001_ $$aRetsinas, Nicolas Paul,$$d1946- 000395790 7001_ $$aBelsky, Eric S. 000395790 830_0 $$aJames A. Johnson metro series. 000395790 852__ $$bebk 000395790 85640 $$3ProQuest Ebook Central Academic Complete $$uhttps://univsouthin.idm.oclc.org/login?url=https://ebookcentral.proquest.com/lib/usiricelib-ebooks/detail.action?docID=472679$$zOnline Access 000395790 909CO $$ooai:library.usi.edu:395790$$pGLOBAL_SET 000395790 980__ $$aBIB 000395790 980__ $$aEBOOK 000395790 982__ $$aEbook 000395790 983__ $$aOnline