@article{440496,
      author = {Langohr, Herwig M. and Langohr, Patricia T.},
      url = {http://library.usi.edu/record/440496},
      title = {The rating agencies and their credit ratings: what they  are, how they work and why they are relevant /},
      publisher = {John Wiley,},
      recid = {440496},
      pages = {xiv, 510 p. :},
      address = {Chichester, West Sussex, England ;},
      year = {2008},
}