000442063 000__ 04818nam\a2200517\a\4500 000442063 001__ 442063 000442063 003__ MiAaPQ 000442063 005__ 20211102003751.0 000442063 006__ m\\\\\o\\d\\\\\\\\ 000442063 007__ cr\cn\nnnunnun 000442063 008__ 110112s2011\\\\maua\\\\ob\\\\001\0\eng\d 000442063 010__ $$z 2011001456 000442063 020__ $$z9781405196581 (pbk.) 000442063 020__ $$z9781444342314 000442063 020__ $$z9781444342291 000442063 020__ $$z9781405196574 000442063 020__ $$a9781444342284 (electronic bk.) 000442063 035__ $$a(MiAaPQ)EBC697783 000442063 035__ $$a(Au-PeEL)EBL697783 000442063 035__ $$a(CaPaEBR)ebr10488512 000442063 035__ $$a(CaONFJC)MIL320488 000442063 035__ $$a(OCoLC)739119074 000442063 040__ $$aMiAaPQ$$cMiAaPQ$$dMiAaPQ 000442063 050_4 $$aHG2040.2$$b.A255 2011 000442063 1001_ $$aAalbers, Manuel. 000442063 24510 $$aPlace, exclusion, and mortgage markets/$$cManuel B. Aalbers. 000442063 260__ $$aMalden, Mass. :$$bWiley-Blackwell,$$c2011. 000442063 300__ $$axii, 237 p. :$$bill. 000442063 336__ $$atext$$2rdacontent 000442063 337__ $$acomputer$$2rdamedia 000442063 338__ $$aonline resource$$2rdacarrier 000442063 4901_ $$aStudies in urban and social change 000442063 504__ $$aIncludes bibliographical references and index. 000442063 5058_ $$aMachine generated contents note: Preface. -- Introduction. -- Part I The Exclusion, Urban and Market Lenses. -- 1 Social and Financial Exclusion. -- 1.1 Social Exclusion. -- 1.2 Financial Exclusion. -- 1.3 How Space and Housing enter the Idea of Exclusion. -- 2 A Socio-Spatial Approach. -- 2.1 David Harvey, Capital Switching and Urban Development. -- 2.2 A Socio-Spatial Approach to Urban Development. -- 2.3 Exploratory Comparative Research with Contrasting Cases. -- 3 Markets, Institutions, Risk, Credit Scoring. -- 3.1 The Market as an Institution. -- 3.2 Homeownership in the Risk Society. -- 3.3 Risk Selection and Credit Scoring. -- 3.4 Difficulties and Risk. -- Part II Redlining Research in the US, Italy and the Netherlands. -- 4 The US: One Century of Redlining. -- 4.1 On the Origins of Mortgage Markets and Redlining. -- 4.2 Redlining Research Since the 1970s. -- 4.3 Redlining Readdressed. -- 4.4 The Rise of Securitization and Subprime Lending. -- 5 Italy: Capital Switching in Milan. -- 5.1 Housing in Italy. -- 5.2 The Italian Mortgage Market. -- 5.3 Economy, Migrants and Housing in Milan. -- 5.4 The Milanese Geography of Access to Mortgage Loans. -- 5.5 Capital Switching in Milan. -- 6 The Netherlands: Colored Maps. -- 6.1 Housing in the Netherlands. -- 6.2 The Dutch Mortgage Market. -- 6.3 Ethnic Minorities and Discrimination. -- 6.4 The Socio-Spatial Structure of Rotterdam. -- 6.5 The Colored Map of Rotterdam (1980-1999). -- 6.6 Rotterdam versus Amsterdam (1999-2001). -- 6.7 Rotterdam, The Hague and Arnhem (2005-2006). -- 6.8 Redlining Redux: Rotterdam and The Hague in the Financial Crisis (2008-2010). -- Photo Essay The Tarwewijk, Rotterdam. -- Part III Conclusions. -- 7 The Globalization of Redlining? -- 7.1 Redlining in the US. -- 7.2 Credit Scoring: The Silent Globalization of the Mortgage Market. -- 7.3 City Forces. -- 7.4 Neighborhood Forces. -- 7.5 National Forces. -- 7.6 Markets and Institutions Preventing Redlining. -- 7.7 The Endemic Nature of Redlining. -- References. -- Index. 000442063 506__ $$aAccess limited to authorized users. 000442063 520__ $$a"Just as in society, the mortgage market may exclude people on the basis of place, as well as race. Place-based exclusion in the mortgage market often takes the form of "redlining," a tacit agreement among lending institutions to delineate sections of cities into areas where no home mortgages are to be issued. Place, Exclusion and Mortgage Markets presents an in depth examination of the practice of redlining and the broader implications of contemporary urban exclusion processes. Through a careful balance of comparative research and literature reviews, author Manuel B. Aalbers reveals how redlining, which is most visible at the urban level, is also constituted at the interaction of several spatial scales: neighborhood, urban, regional, national, and global. By utilizing several research strategies and presenting documented evidence from various urban sectors in the United States, Italy, and the Netherlands, this book offers fresh insights and much needed analytical clarity to shape our understanding of redlining and other urban exclusion processes"--$$cProvided by publisher. 000442063 650_0 $$aDiscrimination in mortgage loans$$vCase studies. 000442063 650_0 $$aMortgages$$vCase studies. 000442063 650_0 $$aMarginality, Social$$vCase studies. 000442063 655_0 $$aElectronic books 000442063 830_0 $$aStudies in urban and social change. 000442063 852__ $$bebk 000442063 85640 $$3ProQuest Ebook Central Academic Complete $$uhttps://univsouthin.idm.oclc.org/login?url=https://ebookcentral.proquest.com/lib/usiricelib-ebooks/detail.action?docID=697783$$zOnline Access 000442063 909CO $$ooai:library.usi.edu:442063$$pGLOBAL_SET 000442063 980__ $$aBIB 000442063 980__ $$aEBOOK 000442063 982__ $$aEbook 000442063 983__ $$aOnline