@article{461450,
      recid = {461450},
      author = {Wachter, Susan M. and Smith, Marvin M.},
      title = {The American mortgage system: crisis and reform /},
      publisher = {University of Pennsylvania Press,},
      address = {Philadelphia :},
      pages = {vi, 392 p. :},
      year = {2011},
      url = {http://library.usi.edu/record/461450},
}