@article{466536, author = {Dorfman, Mark S.,}, url = {http://library.usi.edu/record/466536}, title = {Introduction to risk management and insurance /}, publisher = {Pearson/Prentice Hall,}, recid = {466536}, pages = {xxxi, 567 p. :}, address = {Upper Saddle River, N.J. :}, year = {2008}, }