@article{686970,
      author = {Oguz Gonulal, Serap.},
      url = {http://library.usi.edu/record/686970},
      title = {Takaful and mutual insurance: alternative approaches to  managing risks /},
      publisher = {World Bank,},
      recid = {686970},
      pages = {xix, 204 p.},
      address = {Washington, D.C. :},
      year = {2012},
}