Title
Deregulation and efficiency of Indian banks [electronic resource] / Sunil Kumar, Rachita Gulati.
ISBN
9788132215455 electronic book
8132215451 electronic book
9788132215448
Published
New Delhi : Springer, 2014.
Language
English
Description
1 online resource (xxi, 323 pages) : illustrations.
Other Standard Identifiers
10.1007/978-81-322-1545-5 doi
Call Number
HG3284
Dewey Decimal Classification
332.10954
Summary
The goal of this book is to assess the efficacy of Indias financial deregulation programme by analyzing the developments in cost efficiency and total factor productivity growth across different ownership types and size classes in the banking sector over the post-deregulation years. The work also gauges the impact of inclusion or exclusion of a proxy for non-traditional activities on the cost efficiency estimates for Indian banks, and ranking of distinct ownership groups. It also investigates the hitherto neglected aspect of the nature of returns-to-scale in the Indian banking industry. In addition, the work explores the key bank-specific factors that explain the inter-bank variations in efficiency and productivity growth. Overall, the empirical results of this work allow us to ascertain whether the gradualist approach to reforming the banking system in a developing economy like India has yielded the most significant policy goal of achieving efficiency and productivity gains. The authors believe that the findings of this book could give useful policy directions and suggestions to other developing economies that have embarked on a deregulation path or are contemplating doing so.
Bibliography, etc. Note
Includes bibliographical references and index.
Access Note
Access limited to authorized users.
Source of Description
Description based on print version record.
Series
India studies in business and economics.
1. Introduction
2.Banking System in India: Developments, Structural Changes and Institutional Framework
3.Measurement of Bank Efficiency: Analytical Methods
4. A Survey of Empirical Literature on Bank Efficiency
5. Relevance of Non-traditional Activities on the Efficiency of Indian Banks
6.Financial Deregulation in the Indian Banking Industry: Has it improved cost efficiency?
7. Sources of Productivity Gains in Indian Banking Industry: Is it Efficiency Improvement or Technological Progress?
8.Major conclusions, policy implications and some areas for future research.
