Deregulation and efficiency of Indian banks [electronic resource] / Sunil Kumar, Rachita Gulati.

9788132215455 electronic book
8132215451 electronic book
9788132215448

New Delhi : Springer, 2014.

English

1 online resource (xxi, 323 pages) : illustrations.

10.1007/978-81-322-1545-5 doi

HG3284

332.10954

The goal of this book is to assess the efficacy of Indias financial deregulation programme by analyzing the developments in cost efficiency and total factor productivity growth across different ownership types and size classes in the banking sector over the post-deregulation years. The work also gauges the impact of inclusion or exclusion of a proxy for non-traditional activities on the cost efficiency estimates for Indian banks, and ranking of distinct ownership groups. It also investigates the hitherto neglected aspect of the nature of returns-to-scale in the Indian banking industry. In addition, the work explores the key bank-specific factors that explain the inter-bank variations in efficiency and productivity growth. Overall, the empirical results of this work allow us to ascertain whether the gradualist approach to reforming the banking system in a developing economy like India has yielded the most significant policy goal of achieving efficiency and productivity gains. The authors believe that the findings of this book could give useful policy directions and suggestions to other developing economies that have embarked on a deregulation path or are contemplating doing so.

Includes bibliographical references and index.

Access limited to authorized users.

Description based on print version record.

India studies in business and economics.

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