Title
Sustainability of Indian microfinance institutions [electronic resource] : a mixed methods approach / Nadiya Marakkath.
ISBN
9788132216292 electronic book
8132216296 electronic book
9788132216285
8132216288
Published
New Delhi : Springer, [2014]
Language
English
Description
1 online resource (xvi, 166 pages).
Call Number
HG178.33.I4 M37 2014
Dewey Decimal Classification
332.28
Summary
For any practicing social entrepreneur, building a sustainable organization that stands the test of time remains a formidable challenge. Using a mixed-methods research approach, this book investigates, specifically in the Indian context, the concept of sustainability in one of the most celebrated form of social enterprises of our times " Microfinance Institutions (MFIs). What are the determinants and discriminants for the sustainability of Indian MFIs? How are these factors being managed by operationally efficient Indian MFIs that remained sustainable at reasonable interest rates, even before the onset of the crisis and imposition of ceilings in Indian microfinance markets? What does the Indian microfinance crisis teach us about sustainability management and mismanagement? The discussion centred on these questions, depicts sustainability to be a strategic issue that needs managerial attention and not left to serendipity. At a time when the industry is recovering from the adverse effects of a crisis and questions the fixed interest rate imposed by regulators, the findings mentioned in the book revive the lost hope for the Indian microfinance industry. By deciphering the strategies used by efficient and sustainable MFIs and discussing the lessons that the crisis has imparted to the Indian microfinance markets, this book enables Indian MFIs to march towards efficient and sustainable operations, without losing focus on their clients
Note
For any practicing social entrepreneur, building a sustainable organization that stands the test of time remains a formidable challenge. Using a mixed-methods research approach, this book investigates, specifically in the Indian context, the concept of sustainability in one of the most celebrated form of social enterprises of our times " Microfinance Institutions (MFIs). What are the determinants and discriminants for the sustainability of Indian MFIs? How are these factors being managed by operationally efficient Indian MFIs that remained sustainable at reasonable interest rates, even before the onset of the crisis and imposition of ceilings in Indian microfinance markets? What does the Indian microfinance crisis teach us about sustainability management and mismanagement? The discussion centred on these questions, depicts sustainability to be a strategic issue that needs managerial attention and not left to serendipity. At a time when the industry is recovering from the adverse effects of a crisis and questions the fixed interest rate imposed by regulators, the findings mentioned in the book revive the lost hope for the Indian microfinance industry. By deciphering the strategies used by efficient and sustainable MFIs and discussing the lessons that the crisis has imparted to the Indian microfinance markets, this book enables Indian MFIs to march towards efficient and sustainable operations, without losing focus on their clients
Bibliography, etc. Note
Includes bibliographical references.
Access Note
Access limited to authorized users.
Source of Description
Description based on print version record.
Series
India studies in business and economics.
Available in Other Form
Print version: 8132216288
1: Introduction
2: Literature Review
3: Research Objectives and Design
4: Quantitative Phase: Identification of Factors Affecting and Discriminating Sustainability
5: Intermediate Participant Selection Phase: Assessment of Efficiency and Sustainability
6: Qualitative Phase: Management of Factors Affecting and Discriminating Sustainability
7: Dangers in Mismanaging the Factors Affecting and Discriminating Sustainability: An Exploration into Indian Microfinance Crisis
8: Summary of Findings, Implications and Conclusion
Appendices
A1: Operational Definition and Distinction between Operational Self-Sustainability Ratio, Financial Self-Sustainability Ratio and Subsidy Dependence Index
A2: Charnes, Cooper & Rhodes Model and Banker, Charnes & Cooper Model Formulation
A3: Interview Guide
A4: Summary of the Qualitative Data Collected During the Interviews
A5: Group Formation Process in Fourteen Days
