000716841 000__ 02436cam\a2200421\i\4500 000716841 001__ 716841 000716841 005__ 20210515102332.0 000716841 008__ 131217s2014\\\\ilua\\\\\b\\\\001\0\eng\c 000716841 010__ $$a 2013049671 000716841 019__ $$a860755308$$a881519961 000716841 020__ $$a9780226081946$$qhardcover$$qalkaline paper 000716841 020__ $$a022608194X$$qhardcover$$qalkaline paper 000716841 035__ $$a(OCoLC)ocn860757115 000716841 035__ $$a716841 000716841 040__ $$aICU/DLC$$beng$$erda$$cCGU$$dDLC$$dBTCTA$$dBDX$$dUKMGB$$dYDXCP$$dRCJ$$dWIQ$$dCLE$$dGWL$$dCOO$$dCDX$$dCHVBK$$dSTF$$dILC$$dOCLCF$$dPUL$$dAU@$$dUNE$$dYUS$$dZCU 000716841 042__ $$apcc 000716841 043__ $$an-us--- 000716841 049__ $$aISEA 000716841 05000 $$aHB3743$$b.M53 2014 000716841 08200 $$a330.973/0931$$223 000716841 1001_ $$aMian, Atif,$$d1975-$$eauthor. 000716841 24510 $$aHouse of debt :$$bhow they (and you) caused the Great Recession, and how we can prevent it from happening again /$$cAtif Mian and Amir Sufi. 000716841 264_1 $$aChicago ;$$aLondon :$$bThe University of Chicago Press,$$c2014. 000716841 300__ $$a219 pages :$$billustrations ;$$c24 cm 000716841 336__ $$atext$$2rdacontent 000716841 337__ $$aunmediated$$2rdamedia 000716841 338__ $$avolume$$2rdacarrier 000716841 504__ $$aIncludes bibliographical references (pages 191-207) and index. 000716841 5050_ $$aA scandal in Bohemia -- Busted -- Debt and destruction -- Cutting back -- Levered losses: the theory -- Explaining unemployment -- Boil and bubble -- The credit expansion -- Conduit to disaster -- Debt and bubbles -- Stopping the cycle -- Save the banks, save the economy? -- Forgiveness -- Monetary and fiscal policy -- Sharing. 000716841 520__ $$aThough the banking crisis captured the public's attention, Mian and Sufi argue strongly that current policy is too heavily biased toward protecting banks and creditors. Increasing the flow of credit is disastrously counterproductive when the fundamental problem is too much debt. Excessive household debt leads to foreclosures, causing individuals to spend less and save more. Less spending means less demand for goods, followed by declines in production and huge job losses. How do we end such a cycle? With a direct attack on debt. 000716841 650_0 $$aFinancial crises$$zUnited States. 000716841 650_0 $$aConsumer credit$$zUnited States. 000716841 650_0 $$aDebtor and creditor$$zUnited States. 000716841 650_0 $$aForeclosure$$zUnited States. 000716841 650_0 $$aFinancial crises$$xPrevention. 000716841 650_0 $$aForeclosure$$zUnited States$$xPrevention. 000716841 650_0 $$aGlobal Financial Crisis, 2008-2009. 000716841 7001_ $$aSufi, Amir,$$eauthor. 000716841 85200 $$bgen$$hHB3743$$i.M53$$i2014 000716841 909CO $$ooai:library.usi.edu:716841$$pGLOBAL_SET 000716841 980__ $$aBIB 000716841 980__ $$aBOOK