Health insurance [electronic resource] : basic actuarial models / by Ermanno Pitacco.

9783319122359 electronic book
3319122355 electronic book
9783319122342

Cham : Springer, 2014.

English

1 online resource (xii, 162 pages) : illustrations.

10.1007/978-3-319-12235-9 doi

HG9383

368.38/2

Health Insurance aims at filling a gap in actuarial literature, attempting to solve the frequent misunderstanding in regards to both the purpose and the contents of health insurance products (and ?protection products?, more generally) on the one hand, and the relevant actuarial structures on the other. In order to cover the basic principles regarding health insurance techniques, the first few chapters in this book are mainly devoted to the need for health insurance and a description of insurance products in this area (sickness insurance, accident insurance, critical illness covers, income protection, long-term care insurance, health-related benefits as riders to life insurance policies). An introduction to general actuarial and risk-management issues follows. Basic actuarial models are presented for sickness insurance and income protection (i.e. disability annuities). Several numerical examples help the reader understand the main features of pricing and reserving in the health insurance area. A short introduction to actuarial models for long-term care insurance products is also provided. Advanced undergraduate and graduate students in actuarial sciences; graduate students in economics, business and finance; and professionals and technicians operating in insurance and pension areas will find this book of benefit.

Includes bibliographical references and index.

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Online resource; title from PDF title page (SpringerLink, viewed December 18, 2014).

EAA Series.

Print version: 9783319122342

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