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The architecture of credit card markets
Market building in the transitional context
Setting the stage : consumer credit and banking before and during the transition
Inner circles : card issuing at the dawn of the market
The stick but no carrot : disseminating cards through employers
The carrot, at last : will consumer lending lead the way for Russia's credit card market?
The missing piece of the puzzle : the struggle to institutionalize interbank information sharing and create credit bureaus
Russian credit card market through the lens of continuity and change.

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