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Understanding consumer financial behavior [electronic resource] : money management in an age of financial illiteracy / W. Fred van Raaij.

9781137544254 (electronic book)
1137544252 (electronic book)
9781137544247
1137544244
9781137544261 (epub)

New York, NY : Palgrave Macmillan, 2016.

©2016

English

1 online resource (xvi, 285 pages) : illustrations.

HF5415.32 .R33 2016eb

332.024

Government policies, marketing campaigns of banks, insurance companies, and other financial institutions, and consumers' protective actions all depend on assumptions about consumer financial behavior. Unfortunately, many consumers have no or little knowledge of budgeting, financial products, and financial planning. It is therefore important that organizations and market authorities know why consumers spend, borrow, insure, invest, and save for their retirement - or why they do not. Understanding Consumer Financial Behavior provides a systemic economic and behavioral approach to the way people handle their finances. It discusses the different types of financial behaviors consumers may engage in and explores the psychological explanations for their behavior and choices. This exciting new book is essential reading for scholars of marketing, finance, and management; financial professionals; and consumer policy makers.

Includes bibliographical references and index.

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Description based on print version record.

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