Linked e-resources
Details
Table of Contents
Chapter 1: Introduction: The Banking Environment; Three Fundamental Areas Within the Industrial Organization of Banking; Objectives; Bank Behavior and the Structure of Banking Markets; Bank Competition and Public Policy; Assessing Bank Regulation; The Bank Balance Sheet; Bank Assets; Loans; Securities; Cash Assets; Trends in U.S. Bank Asset Allocations; Bank Liabilities and Equity Capital; Large-Denomination Time Deposits; Transactions Deposits, Savings Deposits, and Small-Denomination Time Deposits; Purchased Funds and Subordinated Notes and Debentures; Bank Capital
Trends in Bank Liabilities and Equity CapitalThe Bank Income Statement; Interest Income; Noninterest Income; Interest Expenses; Expenses for Loan Loss Provisions; Real Resource Expenses; Bank Profitability Measures; Asymmetric Information and Risks in Banking; Adverse Selection; Moral Hazard; Risks on the Balance Sheet; Credit Risk; Market Risks; Liquidity Risk; Systemic Risk; Trends in U.S. Banking Industry Structure; The Number of Commercial Banks; Mergers, Acquisitions, and Concentration; References; Chapter 2: Alternative Perspectives on Bank Behavior
Identifying the Outputs and Inputs of a BankWhat Banks Do: Alternative Perspectives on Bank Production; Assessing the Economic Outputs and Inputs of Banks; Banks as Portfolio Managers; The Basic Bank Portfolio-Management Model; Limitations of Portfolio Management Models; Banks as Firms; A Perfectly Competitive Banking Industry; A Static Banking Model; Perfectly Competitive Markets for Bank Assets; Perfectly Competitive Markets for Bank Liabilities; Evaluating Properties of a Static Perfectly Competitive Banking System
Fundamental Dynamics in a Perfectly Competitive Banking Model and Implications for Portfolio SeparationImperfectly Competitive Banking Markets; Monopolistic and Monopsonistic Interest Rate Determination in Bank Loan and Deposit Markets; Social Losses Due to Imperfect Competition in Banking; Alternative Modes of Behavior Between Perfect Competition and Monopoly and Monopsony; Oligopoly and Oligopsony in Banking Markets; Monopolistic and Monopsonistic Competition in Banking Markets; References; Chapter 3: The Industrial Economics of Banking; The Structure-Conduct-Performance Paradigm in Banking
The SCP Hypothesis with Identical BanksStructural Asymmetry, Dominant Banks, and the SCP Paradigm; A Dominant-Bank Model; Strategic Entry Deterrence; Evaluating the Applicability of the SCP Paradigm to the Banking Industry; Traditional SCP Evidence from Cross-Sectional Banking Data; Evidence from Cross-Country Studies; Dynamic Interest Rate Responses: Competition and Pass-Through Effects; The Conduct and Relative Performances of Large and Small Banks; Market Structure and Bank-Customer Relationships; Basic Market-Structure Implications of Bank-Customer Relationships; Evidence on Bank-Customer Relationships.
Trends in Bank Liabilities and Equity CapitalThe Bank Income Statement; Interest Income; Noninterest Income; Interest Expenses; Expenses for Loan Loss Provisions; Real Resource Expenses; Bank Profitability Measures; Asymmetric Information and Risks in Banking; Adverse Selection; Moral Hazard; Risks on the Balance Sheet; Credit Risk; Market Risks; Liquidity Risk; Systemic Risk; Trends in U.S. Banking Industry Structure; The Number of Commercial Banks; Mergers, Acquisitions, and Concentration; References; Chapter 2: Alternative Perspectives on Bank Behavior
Identifying the Outputs and Inputs of a BankWhat Banks Do: Alternative Perspectives on Bank Production; Assessing the Economic Outputs and Inputs of Banks; Banks as Portfolio Managers; The Basic Bank Portfolio-Management Model; Limitations of Portfolio Management Models; Banks as Firms; A Perfectly Competitive Banking Industry; A Static Banking Model; Perfectly Competitive Markets for Bank Assets; Perfectly Competitive Markets for Bank Liabilities; Evaluating Properties of a Static Perfectly Competitive Banking System
Fundamental Dynamics in a Perfectly Competitive Banking Model and Implications for Portfolio SeparationImperfectly Competitive Banking Markets; Monopolistic and Monopsonistic Interest Rate Determination in Bank Loan and Deposit Markets; Social Losses Due to Imperfect Competition in Banking; Alternative Modes of Behavior Between Perfect Competition and Monopoly and Monopsony; Oligopoly and Oligopsony in Banking Markets; Monopolistic and Monopsonistic Competition in Banking Markets; References; Chapter 3: The Industrial Economics of Banking; The Structure-Conduct-Performance Paradigm in Banking
The SCP Hypothesis with Identical BanksStructural Asymmetry, Dominant Banks, and the SCP Paradigm; A Dominant-Bank Model; Strategic Entry Deterrence; Evaluating the Applicability of the SCP Paradigm to the Banking Industry; Traditional SCP Evidence from Cross-Sectional Banking Data; Evidence from Cross-Country Studies; Dynamic Interest Rate Responses: Competition and Pass-Through Effects; The Conduct and Relative Performances of Large and Small Banks; Market Structure and Bank-Customer Relationships; Basic Market-Structure Implications of Bank-Customer Relationships; Evidence on Bank-Customer Relationships.