Financial capability and asset holding in later life : a life course perspective / edited by Margaret S. Sherraden and Nancy Morrow-Howell.
Sherraden, Margaret S., editor.; Morrow-Howell, Nancy, 1952- editor.
2015
HQ1061 .F526 2015
Available Online

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Title Financial capability and asset holding in later life : a life course perspective / edited by Margaret S. Sherraden and Nancy Morrow-Howell.
ISBN 9780199374304
9780199374311 (electronic book)
Published Oxford ; New York : Oxford University Press, [2015]
Copyright ©2015
Language English
Description 1 online resource (279 pages) : illustrations
Call Number HQ1061 .F526 2015
Dewey Decimal Classification 332.024/01
Summary "With today's availability of Social Security and Medicare, we typically think of the older years as a stage in life where people are supported financially. However, of the more than 40 million old adults currently living in the US, many are struggling financially living below or near the poverty line. They are lacking the assets necessary to see them through a period of life that is often longer than expected and that requires more health and long-term care. While financial vulnerability can be most pronounced in old age, it is often created across decades, revealing itself in later years when there is little opportunity to reverse a lifetime of disadvantage. The concept of Financial Capability refers to both an individual and structural idea that combines a person's ability to act with their opportunity to act in their best financial interests. In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while also addressing policies and services than can build financial security. The volume assembles the latest evidence on financial capability and assets among older adults using a life course perspective, arguing that older adults need financial knowledge and financial services in order to build secure lives, and that this process needs to begin before it is too late to make effective changes and choices. Broken into three parts, the chapters in this book written by leading experts in the field blend together empirical findings, economic and social theory, and case studies. Part 1 opens the book with a conceptual and empirical overview of financial capability and assets among older adults using a life course perspective. Part 2 presents chapters addressing financial vulnerability of diverse racial and ethnic groups, people with disabilities, and immigrants. Part 3 includes chapters describing current policies, programs, and innovations, including a review of important issues of working and caregiving in later life, and a detailed assessment of "age-friendly" banking principles, banking products, services, and policies"-- Provided by publisher.
Bibliography, etc. Note Includes bibliographical references and index.
Access Note Access limited to authorized users.
Source of Description Description based on print version record.
Added Author Sherraden, Margaret S., editor.
Morrow-Howell, Nancy, 1952- editor.
Available in Other Form Financial capability and asset holding in later life : a life course perspective.
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Machine generated contents note:
Introduction
Financial Vulnerability and Capability across the Life Course: Theoretical Perspective
Margaret S. Sherraden and Nancy Morrow-Howell
Part One. Financial Capability in Later Life: Theory and Evidence of Life Course Impacts
Chapter 1
The Financial Crisis and the Life Course:
Age, Education, and Race as Predictors of Economic and Financial Outcomes
William Emmons and Bryan Noeth
Chapter 2
Race, Gender, and Wealth across the Life Course
Tyson Brown
Part Two. Financial Capability in Later Life: Vulnerable Populations
Chapter 3
Assets and Older African Americans
Wilhelmina A. Leigh
Chapter 4
Economic Security of Older Hispanics: The Role of Social Security and Employer-Based Pensions
Jacqueline L. Angel and Stipica Mudrazija
Chapter 5
Native American Elders and Assets
Amanda Barusch and Tracy Golden
Chapter 6
Immigrant Older Adults: Poverty, Asset Holding, Financial Access, and Public Policy
Yunju Nam
Chapter 7
Disability, Aging, and Assets and Financial Stability
Michelle Putnam
Part Three. Policies and Innovations
Chapter 8
Lifelong Asset Development Policy: A Capability Approach
Jin Huang and Jennifer C. Greenfield
Chapter 9
Long Term Care: Who Pays the Price?
Jennifer C. Greenfield
Chapter 10
Workplace Policies and Practices to Accumulate Assets
Ernest Gonzales
Chapter 11
A New Dawn: Age-Friendly Banking for Low to Moderate Income Older Adults
Sehar Siddiqi, Robert Zdenek, and Edward Gorman
Conclusion. Innovations and Knowledge Development
Nancy Morrow-Howell, Michael Sherraden, and Margaret Sherraden.

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