000866215 000__ 04613cam\a2200517Ii\4500 000866215 001__ 866215 000866215 005__ 20230306145816.0 000866215 006__ m\\\\\o\\d\\\\\\\\ 000866215 007__ cr\cn\nnnunnun 000866215 008__ 190320s2019\\\\sz\\\\\\ob\\\\001\0\eng\d 000866215 019__ $$a1090060518$$a1090384987 000866215 020__ $$a9783030139964$$q(electronic book) 000866215 020__ $$a3030139964$$q(electronic book) 000866215 020__ $$z3030139956 000866215 020__ $$z9783030139957 000866215 035__ $$aSP(OCoLC)on1090278989 000866215 035__ $$aSP(OCoLC)1090278989$$z(OCoLC)1090060518$$z(OCoLC)1090384987 000866215 040__ $$aYDX$$beng$$erda$$cYDX$$dN$T$$dEBLCP$$dYDXIT 000866215 049__ $$aISEA 000866215 050_4 $$aHG179$$b.I53 2019 000866215 08204 $$a332.02400842$$223 000866215 24500 $$aIndebtedness in early adulthood :$$bcauses and remedies /$$cJeanette Carlsson Hauff, Tommy Gärling, Ted Lindblom, editors. 000866215 264_1 $$aCham, Switzerland :$$bPalgrave Macmillan,$$c[2019] 000866215 300__ $$a1 online resource 000866215 336__ $$atext$$btxt$$2rdacontent 000866215 337__ $$acomputer$$bc$$2rdamedia 000866215 338__ $$aonline resource$$bcr$$2rdacarrier 000866215 504__ $$aIncludes bibliographical references and index. 000866215 5050_ $$aIntro; Preface; Contents; Notes on Contributors; List of Figures; List of Tables; Part I Introduction to Young Adults' Indebtedness; Chapter 1 Why Study Young Adults' Indebtedness?; 1 Introduction; 2 The Research Program; 2.1 Project 1: Causes of Young Adults' Borrowing Decisions; 2.2 Project 2: Effects of Information Format on Borrowing; 2.3 Project 3: Regulatory Actors and Their Tools; 3 The Book's Organization-A Brief Overview; 3.1 The Structure of the Book; 3.2 Chapter Overviews; 4 Concluding Remarks; References; Chapter 2 Indebtedness, Over-Indebtedness and Wellbeing 000866215 5058_ $$a1 Introduction2 A Brief Literature Overview; 2.1 Definitions of Over-Indebtedness; 2.2 The Relationship Between Over-Indebtedness and Financial Exclusion; 2.3 The Relationship Between Over-Indebtedness and Financial Literacy; 2.4 Measuring Over-Indebtedness in Practice-An Illustration; 3 Indebtedness and Over-Indebtedness in Numbers; 3.1 Descriptive Statistics of European Households; 3.2 Estimations of Societal Costs and Wellbeing Related to Over-Indebtedness in Sweden; 4 Concluding Remarks; References; Chapter 3 The Loan Market-The Swedish Example; 1 Introduction 000866215 5058_ $$a2 The Swedish Financial Environment3 The Swedish Loan Market; 3.1 Mortgage Loans; 3.2 Other Types of Consumer Credit; 3.3 The Market for Unsecured Instant Loans; 4 An International Comparison; 4.1 The Total Loan Market; 4.2 The Mortgage Market; 5 Age Differences Among Borrowers; 6 Concluding Remarks; References; Part II Psychological Factors Explaining Young Adults' Indebtedness; Chapter 4 Young Adults' Attitudes Toward Borrowing; 1 Introduction; 2 Definition and Measurement of Attitude Toward Borrowing; 3 Review of Previous Studies 000866215 5058_ $$a3.1 Antecedents of Young Adults' Attitudes Toward Borrowing3.2 Consequences of Young Adults' Attitude Toward Borrowing; 4 Measuring Attitude Toward Borrowing; 5 Summary and Conclusions; References; Chapter 5 Young Adults' Consumption Desires, Feelings of Financial Scarcity and Borrowing; 1 Introduction; 2 Borrowing and Purchasing; 3 Affective/Cognitive Pre-decisional Information Processing; 4 Borrowing Unawareness; 5 Summary and Conclusions; References; Part III Financial Information and Young Adults' Borrowing Decisions 000866215 5058_ $$aChapter 6 Impacts of Loan Communication on Young Adults' Borrowing1 Introduction; 2 The Influence of Communication and Information on Behavior: The Importance of Involvement; 2.1 Importance of Effective Communication and Accurate Information; 2.2 Communication and Information Initiatives on Borrowing and Credit; 2.2.1 The Importance of How Borrowing Information Is Presented: Loan Disclosure and Format; 2.2.2 General Remarks and Observations; 3 Two Studies of the Influence of Communication and Information About Borrowing Behavior; 3.1 Does Clear Information Matter? 000866215 506__ $$aAccess limited to authorized users. 000866215 588__ $$aDescription based on online resource; title from digital title page (viewed on April 10, 2019). 000866215 650_0 $$aYoung adults$$xFinance, Personal. 000866215 650_0 $$aFinance, Personal. 000866215 650_0 $$aDebt. 000866215 7001_ $$aCarlsson Hauff, Jeanette,$$eeditor. 000866215 7001_ $$aGärling, Tommy,$$eeditor. 000866215 7001_ $$aLindblom, Ted,$$d1956-$$eeditor. 000866215 77608 $$iPrint version: $$z3030139956$$z9783030139957$$w(OCoLC)1083457329 000866215 852__ $$bebk 000866215 85640 $$3SpringerLink$$uhttps://univsouthin.idm.oclc.org/login?url=http://link.springer.com/10.1007/978-3-030-13996-4$$zOnline Access$$91397441.1 000866215 909CO $$ooai:library.usi.edu:866215$$pGLOBAL_SET 000866215 980__ $$aEBOOK 000866215 980__ $$aBIB 000866215 982__ $$aEbook 000866215 983__ $$aOnline 000866215 994__ $$a92$$bISE