000866248 000__ 03225cam\a2200445M\\4500 000866248 001__ 866248 000866248 005__ 20230306145817.0 000866248 006__ m\\\\\o\\d\\\\\\\\ 000866248 007__ cr\un\nnnunnun 000866248 008__ 190325s2019\\\\sz\\\\\\o\\\\\000\0\eng\d 000866248 019__ $$a1090431003$$a1096320862$$a1099631196 000866248 020__ $$a9783030115517$$q(electronic book) 000866248 020__ $$a3030115518$$q(electronic book) 000866248 020__ $$z303011550X 000866248 020__ $$z9783030115500 000866248 035__ $$aSP(OCoLC)on1090492189 000866248 035__ $$aSP(OCoLC)1090492189$$z(OCoLC)1090431003$$z(OCoLC)1096320862$$z(OCoLC)1099631196 000866248 040__ $$aEBLCP$$beng$$erda$$epn$$cEBLCP$$dOCLCQ$$dYDX$$dOH1$$dGW5XE$$dUAB$$dVT2$$dGZM 000866248 049__ $$aISEA 000866248 050_4 $$aHG1-HG9999HG1501-HG3 000866248 08204 $$a332.10946$$223 000866248 1001_ $$aDe Juan, Aristóbulo. 000866248 24010 $$aDe Buenos Banqueros a Malos Banqueros.$$lEnglish 000866248 24510 $$aFrom good to bad bankers :$$blessons learned from a 50-year career in banking / Aristóbulo de Juan. 000866248 264_1 $$aCham :$$bPalgrave Macmillan US,$$c2019. 000866248 300__ $$a1 online resource (166 pages). 000866248 336__ $$atext$$btxt$$2rdacontent 000866248 337__ $$acomputer$$bc$$2rdamedia 000866248 338__ $$aonline resource$$bcr$$2rdacarrier 000866248 506__ $$aAccess limited to authorized users. 000866248 520__ $$aBankers are administrators of other people's money, and they are responsible both to their depositors and to other stakeholders. Human nature being what it is, however, they sometimes fall prey to overweening ambition, coming to see themselves as the rightful beneficiaries of the moneys entrusted to them. This can lead them to make poor lending decisions and engage in risky practices, eventually moving on to cosmetic accounting and the concealment of problems, speculation and even outright fraud. Supervisors are there to prevent such behaviour, of course. They are responsible to government and the general public alike for the stability of the financial system, the proper allocation of financial resources by the banks and the protection of depositors and creditors. Their responsibility is, then, subsidiary to that of the bankers themselves. Where supervision is lax and ineffective, however, it encourages bad management by bankers, creating a vicious circle that eventually leads to financial crises, which has most often to be cured using tax-payers' money. Of course, it also hurts the broader economy. That is why the inseparable trio of regulation, supervision and resolution must exist. In this collection of his writings over a period of some 50 years, Aristobulo de Juan describes the causes, characteristics and consequences of financial crises based on his own experience as a central banker, world bank expert and consultant spanning a career of more than 55 years. 000866248 546__ $$aTranslated from Spanish. 000866248 588__ $$aDescription based on print version record 000866248 650_0 $$aBanks and banking$$zSpain$$xHistory. 000866248 7001_ $$aDuffield, Daniel. 000866248 77608 $$iPrint version:$$aDe Juan, Aristóbulo.$$tDe Buenos Banqueros a Malos Banqueros.$$dCham : Palgrave Macmillan US, ©2019$$z9783030115500 000866248 85280 $$bebk$$hSpringerLink 000866248 85640 $$3SpringerLink$$uhttps://univsouthin.idm.oclc.org/login?url=http://link.springer.com/10.1007/978-3-030-11551-7$$zOnline Access$$91397441.1 000866248 909CO $$ooai:library.usi.edu:866248$$pGLOBAL_SET 000866248 980__ $$aEBOOK 000866248 980__ $$aBIB 000866248 982__ $$aEbook 000866248 983__ $$aOnline 000866248 994__ $$a92$$bISE