Linked e-resources
Details
Table of Contents
Intro; Dedication; Acknowledgments; Contents; List of Figures; List of Tables; 1: A Review of Financial Literacy Initiatives in Selected Countries; Trinidad and Tobago; Launch of the National Financial Literacy Programme (NFLP); The Introduction of Financial Literacy Training at the University of the West Indies; The Collapse of Colonial Life Insurance Company Limited; How Were Groups Targeted?; Baseline Survey Conducted in 2007; Primary and Secondary Schools; Public Interventions; Jamaica; Jamaica National Building Society (JNBS); The Caribbean Institute of Media and Communication (CARIMAC).
BarbadosNew Zealand; Australia; United Kingdom (UK); Financial Literacy Training: A Global Perspective; References; 2: Attitudes and Money Scripts, Goal Setting, and Budgeting; Attitudes and Money Scripts; Attitude ₂!Behavior; Healthy Money Scripts; Unhealthy Money Scripts; Money Vigilance: Elements of Both Healthy and Unhealthy Features; Goal Setting: The Importance of Goal Setting; Setting S.M.A.R.T. Goals; Setting Goals Using Different Time Frames; Goal Setting Versus Dreaming; Compulsory Goals Versus Optional Goals; Budgeting; References; 3: Saving and Investing.
The Importance of Saving: Savings Is a Habit, Savings is a CommitmentThe Importance of Investing; A Review of Investment in Financial Instruments; Buying and Selling Stock; TTCD Statement; Account Number, Broker (Member), Date Range of Statement; Types of Transactions; TTCD Registrar Department; Types of Transactions; TTCD Registrar Requirements; Trading on the Stock Exchange; Initial Public Offering (IPO); Outperform Competitors on Key Benchmarks; Evaluate Options for Sourcing of Capital; Type of Information Needed to Make an Investment Decision; Earnings Per Share (EPS).
Price Earnings Ratio (P/E)Dividend Yield; Understanding Issues and Transactions in the Financial Sector; 4: Debt Management; Effective Management of Debt; Why Do People Borrow?; Main Types of Credit; Finance and Other Charges; Grace Period; Incentives and Rewards; What to Consider When Choosing a Credit Card?; Prevention of Credit Card Fraud; What Is a Debit Card?; Credit and Debit Card Safety Tips; 5: Planning for Retirement; Retirement Planning; Importance of Planning for Retirement; Planning for Retirement; Evaluate the Adequacy of Employer's Pension on Retirement.
Statistics Regarding Retired Persons in Trinidad and TobagoPopular Myths About Retirement; Main Sources of Retirement Income; Factors That Determine the Level of Retirement Income; What Is a Retirement Fund?; Planning and Budgeting; Retirement Benefits in Trinidad and Tobago; National Insurance Board (NIB) Retirement Benefit; Old Age Pension or Senior Citizens Grant; Free Bus Pass; Free Medical Care and Drugs; Retirement Benefits in Other Countries; Postponing or Delaying Retirement; Organizations for Retirees; Trade Unions and Retirees; Employers and Retirees; Financial Products for Retirees; 6: Risk Management.
BarbadosNew Zealand; Australia; United Kingdom (UK); Financial Literacy Training: A Global Perspective; References; 2: Attitudes and Money Scripts, Goal Setting, and Budgeting; Attitudes and Money Scripts; Attitude ₂!Behavior; Healthy Money Scripts; Unhealthy Money Scripts; Money Vigilance: Elements of Both Healthy and Unhealthy Features; Goal Setting: The Importance of Goal Setting; Setting S.M.A.R.T. Goals; Setting Goals Using Different Time Frames; Goal Setting Versus Dreaming; Compulsory Goals Versus Optional Goals; Budgeting; References; 3: Saving and Investing.
The Importance of Saving: Savings Is a Habit, Savings is a CommitmentThe Importance of Investing; A Review of Investment in Financial Instruments; Buying and Selling Stock; TTCD Statement; Account Number, Broker (Member), Date Range of Statement; Types of Transactions; TTCD Registrar Department; Types of Transactions; TTCD Registrar Requirements; Trading on the Stock Exchange; Initial Public Offering (IPO); Outperform Competitors on Key Benchmarks; Evaluate Options for Sourcing of Capital; Type of Information Needed to Make an Investment Decision; Earnings Per Share (EPS).
Price Earnings Ratio (P/E)Dividend Yield; Understanding Issues and Transactions in the Financial Sector; 4: Debt Management; Effective Management of Debt; Why Do People Borrow?; Main Types of Credit; Finance and Other Charges; Grace Period; Incentives and Rewards; What to Consider When Choosing a Credit Card?; Prevention of Credit Card Fraud; What Is a Debit Card?; Credit and Debit Card Safety Tips; 5: Planning for Retirement; Retirement Planning; Importance of Planning for Retirement; Planning for Retirement; Evaluate the Adequacy of Employer's Pension on Retirement.
Statistics Regarding Retired Persons in Trinidad and TobagoPopular Myths About Retirement; Main Sources of Retirement Income; Factors That Determine the Level of Retirement Income; What Is a Retirement Fund?; Planning and Budgeting; Retirement Benefits in Trinidad and Tobago; National Insurance Board (NIB) Retirement Benefit; Old Age Pension or Senior Citizens Grant; Free Bus Pass; Free Medical Care and Drugs; Retirement Benefits in Other Countries; Postponing or Delaying Retirement; Organizations for Retirees; Trade Unions and Retirees; Employers and Retirees; Financial Products for Retirees; 6: Risk Management.