@article{913250,
      recid = {913250},
      author = {Yamori, Nobuyoshi, and Asai, Yoshihiro. and Ojima, Masao.  and Tomimura, Kei. and Yoneda, Koji.},
      title = {Roles of financial institutions and credit guarantees in  regional revitalization in Japan /},
      publisher = {Springer,},
      address = {Singapore :},
      pages = {1 online resource (105 pages).},
      year = {2019},
      abstract = {This book is about the roles that financial institutions  are expected to play for revitalizing regional economies in  Japan, which face several serious problems such as a  rapidly aging population as well as a sharp decline in  population. The Japanese government expects regional  financial institutions to contribute to that  revitalization. Actually, Japanese regional financial  institutions have made various efforts to support small and  medium-sized enterprises (SMEs) to increase their  profitability and sustainability. However, the efforts have  not yet produced adequate outcomes. To help clarify the  reasons for the failures and to offer policy  recommendations, the authors used four questionnaires to  conduct surveys. They sent the questionnaires to the  headquarters of regional financial institutions for Chapter  1 and to the staffs of regional financial institutions for  Chapter 2. The government revised the Credit Guarantee  System Reform Act in 2017 to promote financial institutions  and credit guarantee corporations in order to proactively  support SMEs, so in Chapter 3 the aims of the revised act  are explained. Chapter 4 is based on a survey of startups  that used the public credit guarantee. Finally, Chapter 5  is based on another, different questionnaire that was sent  to SMEs to find out why they failed to improve their risk  management and how financial institutions can help them to  prepare for disasters. To the best of the authors  knowledge, these questionnaire studies on regional  revitalization have not been carried out elsewhere, making  this book unique.},
      url = {http://library.usi.edu/record/913250},
      doi = {https://doi.org/10.1007/978-981-32-9},
}