@article{926656,
      recid = {926656},
      author = {Niemi-Kiesiläinen, Johanna. and Ramsay, Iain. and  Whitford, William C.,},
      title = {Consumer bankruptcy in global perspective [electronic  resource] /},
      publisher = {Hart Pub.,},
      address = {Oxford ;},
      pages = {x, 368 p.},
      year = {2003},
      url = {http://library.usi.edu/record/926656},
}