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000938375 001__ 938375
000938375 005__ 20230306151806.0
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000938375 019__ $$a1178998160$$a1182448761$$a1182512343$$a1182851827$$a1182922120$$a1183937663
000938375 020__ $$a9789811514081$$q(electronic book)
000938375 020__ $$a9811514089$$q(electronic book)
000938375 020__ $$z9789811514074
000938375 020__ $$z9811514070
000938375 0248_ $$a10.1007/978-981-15-1
000938375 035__ $$aSP(OCoLC)on1175920806
000938375 035__ $$aSP(OCoLC)1175920806$$z(OCoLC)1178998160$$z(OCoLC)1182448761$$z(OCoLC)1182512343$$z(OCoLC)1182851827$$z(OCoLC)1182922120$$z(OCoLC)1183937663
000938375 040__ $$aEBLCP$$beng$$cEBLCP$$dLQU$$dGW5XE$$dYDX
000938375 043__ $$aa-ja---
000938375 049__ $$aISEA
000938375 050_4 $$aHG3324
000938375 08204 $$a332.10952$$223
000938375 1001_ $$aUno, Akira$$c(Researcher in economics)
000938375 24510 $$aJapan Post Bank :$$bcurrent issues and prospects /$$cAkira Uno.
000938375 260__ $$aSingapore :$$bSpringer,$$c2020.
000938375 300__ $$a1 online resource (328 pages)
000938375 336__ $$atext$$btxt$$2rdacontent
000938375 337__ $$acomputer$$bc$$2rdamedia
000938375 338__ $$aonline resource$$bcr$$2rdacarrier
000938375 504__ $$aIncludes bibliographical references.
000938375 506__ $$aAccess limited to authorized users.
000938375 520__ $$aThis book provides a comprehensive view on how regional financial institutions should be operated in order to restore Japans fiscal health. It points out that, even though the Japan Post Bank has been partially privatized, the old mandatory deposit system still virtually exists between the bank and the government. This makes the banks asset portfolio heavily weighted toward Japanese government bonds and creates a bottleneck to restoring fiscal health. The book also demonstrates how this system and the low interest rate policy keep the banks return on assets (ROA) low and expose the bank to an interest rate risk and credit risk. While shedding light on the true nature of these problems, this work looks into the best ways regional financial institutions can be operated for the sake of regional economic revitalization. The process would involve integrating the three privatized public financial institutions (i.e., the Japan Post Bank, the Shoko Chukin Bank, and the Development Bank of Japan) and splitting their operations into different businesses and regional companies as well as reorganizing more than 100 regional banks. The author analyzes total assets and ROA of different types of financial institutions (public and private financial services) in Japan to obtain an overall view. Then, using ROA as an assessment indicator, he looks into ways to optimize their portfolios to make the most of individual financial assets, especially deposits, from a welfare economics point of view and formulates a theory for optimization. Financial institutions can optimize their ROA by using individual deposits and savings for total optimization to maximize their return on investment. If the share of total assets by type of financial institution is optimized through mergers or vertical integration between different types of financial institutions, and if ROA is optimized overall as a result, the structure of financial institutions by type in Japan can be optimized.
000938375 588__ $$aDescription based on print version record.
000938375 650_0 $$aBanks and banking$$zJapan.
000938375 650_0 $$aBanks and banking, Japanese.
000938375 650_0 $$aBanks and banking$$xGovernment ownership$$zJapan.
000938375 77608 $$iPrint version:$$aUno, Akira$$tJapan Post Bank : Current Issues and Prospects$$dSingapore : Springer Singapore Pte. Limited,c2020$$z9789811514074
000938375 852__ $$bebk
000938375 85640 $$3SpringerLink$$uhttps://univsouthin.idm.oclc.org/login?url=http://link.springer.com/10.1007/978-981-15-1408-1$$zOnline Access$$91397441.1
000938375 909CO $$ooai:library.usi.edu:938375$$pGLOBAL_SET
000938375 980__ $$aEBOOK
000938375 980__ $$aBIB
000938375 982__ $$aEbook
000938375 983__ $$aOnline
000938375 994__ $$a92$$bISE